Employees are the company’s most valuable assets.
Having a robust Employee Benefits Programme is essential to your recruitment and retention strategy. It not only caters to your employees’ wellbeing by providing medical and healthcare coverage, but also strengthens the employer-employee relationship.
An attractive Employee Benefits Programme enhances your corporate image, improves your competitive edge, and helps control your company’s healthcare costs.
This is an inpatient medical expense policy designed to reimburse the expenses incurred by an employee and/or their covered dependents as a result of hospitalisation and/or surgery.
This is a rider to a Group Hospital & Surgical Insurance policy which reimburses medical expenses in addition to the basic benefits covered under the Group Hospital & Surgical Insurance.
The policy is designed to provide a lump sum benefit payment upon death or disability arising from all causes, natural or accidental.
This is a rider to Group Term Life Insurance that pays a lump sum with a diagnosis of a specified critical illness.
This plan provides benefits in the event of disability due to illness or injury resulting in the inability to perform their occupation or any other occupation after the onset of the disability. In the event of total disability, a monthly cash benefit is paid for a continuous period until the benefit period expires.
This is designed to provide a lump sum benefit payment upon death or disability arising from accidents.
This policy covers or reduces the costs when visiting any participating panel clinics. Reimbursement of eligible expenses incurred at non-panel clinics, polyclinics, or A&E clinics of any hospitals in Singapore are also covered, subject to a specified limit.
Coverage can also be extended to dependents of employees.
This policy reimburses expenses incurred at specialist clinics and diagnostic X-ray and laboratory tests referred by a registered general practitioner. The reimbursement of medical expenses for specialist consultation (diagnostic test, X-ray and laboratory test) is subject to a specified limit.
This policy reimburses dental expenses incurred at participating panel dentists. The reimbursement of dental expenses either as a charged basis under the panel dentists or is subject to an annual limit.
Some of the common benefits include:
• Laboratory tests
• Root canal treatments
• Surgical extractions
This is a mandatory cover for an employer of foreign workers who are work permit and S Pass holders. It covers medical expenses that include coverage for hospital bills for events that may not be work-related and is not claimable under Work Injury Compensation Insurance (WICI). The foreign worker medical insurance is not required for Employment Pass holders.